by Author | Mar 26, 2025 | Blogs
Medicare supplement plans reduce out-of-pocket costs by covering deductibles, copayments, and coinsurance that Original Medicare does not pay. Without a supplement plan, you could face high medical bills. Choosing the right Medigap plan requires understanding coverage...
by Author | Feb 28, 2025 | Blogs
Medigap Open Enrollment is a one-time window to buy Medigap coverage without being denied or charged higher premiums due to health conditions. Outside the enrollment period, insurers can deny coverage or charge higher premiums due to health issues. You may still get...
by Author | Jan 28, 2025 | Blogs
Medicare’s 2025 updates remove geographic restrictions, enabling all beneficiaries to access telehealth services, including a wider range of providers. Mental health services are more accessible without in-person visits, and virtual hospice certifications offer...
by Author | Dec 3, 2024 | Blogs
Evaluate the details of your employer-sponsored retiree benefits and how they interact with Medicare to avoid overlaps, gaps, or unnecessary expenses. Aligning Medicare Supplement plans with employer-sponsored retiree benefits creates a personalized strategy for...
by Author | Oct 29, 2024 | Blogs
IRMAA raises Medicare premiums for high-income beneficiaries, but using tax-efficient strategies can reduce costs and help manage surcharges effectively. Appeal your IRMAA if life events lower your income, potentially saving hundreds on Medicare premiums by submitting...
by Author | Sep 27, 2024 | Blogs
⦁ With Medicare Advantage (Part C), you can access a wide range of medical services and specialized care by bundling multiple services into one plan. ⦁ Special Needs Plans (SNPs) offer customized care and support for individuals with specific health conditions or...