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Medicare is removing the Donut Hole and capping annual prescription drug costs at $2,100 starting in 2026. Insulin costs stay capped at $35 per month, vaccines remain free, and more people now qualify for full Extra Help. Beneficiaries can choose to spread out drug...

You need to decide at 65 whether Medicare or your employer plan pays first, and that depends on the size of your company. Medicare Advantage and Medigap give different ways to manage costs and coverage, so you should compare them to your work benefits. Special...

A licensed Medicare agent simplifies complex choices, explains coverage options like Parts A, B, C, D, Medigap, and helps you avoid lifelong penalties from missed deadlines. Agents compare plans based on your doctors, prescriptions, and budget, saving you money and...