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While Medicare negotiated ten major drug prices, your actual copay depends entirely on your specific insurer’s 2026 formulary tier assignments. The new $2,100 out-of-pocket cap eliminates the coverage gap, ensuring you pay nothing for covered medications once this...

Medicare is removing the Donut Hole and capping annual prescription drug costs at $2,100 starting in 2026. Insulin costs stay capped at $35 per month, vaccines remain free, and more people now qualify for full Extra Help. Beneficiaries can choose to spread out drug...

You need to decide at 65 whether Medicare or your employer plan pays first, and that depends on the size of your company. Medicare Advantage and Medigap give different ways to manage costs and coverage, so you should compare them to your work benefits. Special...